Privacy policy

Information we collect

We collect information you provide when you:

• Register (e.g. name, email, phone number, physical address, password).
• Apply for a loan (amount, and any other details required).
• Repay a loan or use the client area.

We may also collect technical data such as IP address and browser type for security and service improvement.

How we use your information

• To create and manage your account and to process loan applications and repayments.
• To communicate with you about your account, loans, and our services.
• To improve our service, security, and compliance with legal obligations.

Sharing and disclosure

We do not sell your personal information. We may share data with payment processors (e.g. PayNow) when you repay, or with authorities when required by law. We keep your data within the systems needed to run the service.

Security

We use reasonable technical and organisational measures to protect your data (e.g. secure connections, hashed passwords, access controls). You are responsible for keeping your login details confidential.

Your rights

You may access and update your profile from the client area. You may request information about the data we hold about you or ask for correction or deletion, subject to our need to retain data for legal and operational purposes. Contact your administrator or support for such requests.

Cookies and sessions

We use session cookies to keep you logged in and to maintain your session securely. You can control cookies through your browser settings, but disabling them may affect your ability to use the client area.